Can I undo an instant transfer?

After you send an instant transfer, it waits a few seconds before it goes to your bank. Tap Undo this transfer in that time and nothing is sent, and no fee is taken.

You choose how long it waits: 10, 15, 30 or 60 seconds. It starts at 30. Turn it off and an instant transfer goes straight away.

To change it, go to Profile, then Security, then Undo payments. Turning it off never skips the check that it’s you. Face ID or your PIN is still asked for before money moves.

A standard transfer waits for the 4pm send, and you can cancel it until then.